While some may believe that the financial responsibilities of senior year begin in 12th grade, students, parents, and counselors say otherwise. In fact, the preparation—both financially and emotionally—often starts as early as 11th grade.
Daniel Mejía, an 11th grade student at TCS, explains how this realization came early. “Being a junior, you really need to start saving money because next year there are going to be a lot of expenses,” he said. His experience reflects a growing awareness among juniors who are beginning to understand the costs ahead.
These expenses vary widely, from senior trips like Cartagena and San Andrés to clothing such as senior hoodies and prom outfits. In addition, many 11th grade students are already contributing financially to senior traditions. At TCS, juniors help fund the senior prom, often organizing activities such as raffles and events to raise money.
“We’re doing different activities like raffles and even a talent show to get money, so it’s easier next year,” Mejía said. These student-led efforts not only help reduce costs but also demonstrate a sense of responsibility and teamwork within the grade.
Beyond school events, one of the most significant financial pressures comes from the college application process. Lina Gonzales, a college counselor at TCS, emphasizes how quickly these costs can add up. “Cada universidad tiene un valor de inscripción que puede ir desde 150.000 hasta 300.000 pesos en Colombia, entre 50 y 100 dólares en Estados Unidos, y alrededor de 100 euros en Europa,” she explained.
For students applying internationally, the expenses increase even more. Standardized tests such as the SAT and English proficiency exams add additional costs, along with the possibility of applying to multiple universities. Mejía expressed concern about this process, saying, “I feel very concerned about college applications because each application can cost at least $50.”
Despite these realities, many families are not fully prepared for the total cost. According to Lina, “Las familias no tienen muy presentes los costos de aplicación a las universidades ni el costo del examen de suficiencia de inglés.” This lack of awareness can make the financial burden feel overwhelming when expenses begin to accumulate.
Parents also feel the impact of these early costs. Anna Serani, mother of a current junior, explains that the financial pressure is not limited to one moment but builds over time. “Muchas familias no se dan cuenta de que los gastos empiezan antes de 12°, por eso es importante empezar a planear con tiempo,” she said.
As senior year approaches, expenses begin to overlap. From graduation fees and trips to college applications and daily costs, families must manage multiple financial responsibilities at once. “Cuando todos esos gastos llegan al mismo tiempo, como viajes, graduación y aplicaciones a universidades, puede ser bastante dinero,” Serani added.
However, not all perspectives fully align. Daniel pointed out that some of these costs are not directly controlled by the school. “I think the school doesn’t really communicate all the expenses because most of these expenses are outside school,” he said. This highlights a challenge: while the school may provide guidance on academic requirements, many financial aspects depend on personal choices and external factors.
Still, counselors emphasize the importance of early preparation. “Las familias deberían tener un presupuesto desde grado décimo u once para evitar que estos gastos sean sorpresivos,” Lina advised. By planning ahead, families can better manage the financial demands of senior year and reduce stress.
Students themselves are also learning to take initiative. Through fundraising activities like raffles, they are not only helping their families but also gaining a deeper understanding of financial responsibility. Anna recognizes this effort, stating, “Me parece muy positivo que los estudiantes hagan rifas y actividades porque demuestra responsabilidad y que quieren ayudar a sus familias.”
This combination of student initiative, parental support, and institutional guidance shows that preparing for senior year is not just about academics—it is also about financial awareness. As juniors transition into their final year of high school, they are faced with decisions that require planning, communication, and responsibility.
Ultimately, the idea that senior year begins in 12th grade is no longer accurate. For many students at TCS, it begins much earlier, with decisions, expenses, and responsibilities already shaping their experience.
By understanding these challenges ahead of time, students and families can approach senior year with greater clarity and confidence. What may seem like a distant milestone quickly becomes a present reality—one that requires preparation long before the first day of 12th grade.